ABOUT US
Dedicated to Relationships, Trust, and Financial Security – for over 50 years
Since 1971, Towneley Capital Management, Inc., an SEC- registered* independent investment advisory firm, has served a diverse range of clients, both individuals and institutions. Our comprehensive suite of services includes investment counseling, asset management, and financial planning, all delivered with a dedication to our clients' best interests.
Towneley
WHY WORK WITH US
We provide investment and fiduciary counseling, asset management, and financial planning services on a fee-only basis. Our long-standing commitment to client service is grounded in a culture of trust, transparency, and teamwork. For private investors and institutions, Towneley deploys strategies designed to provide diversified exposure to global markets while always aligning investing with client purpose.
Towneley
WHY WORK WITH US
We provide investment and fiduciary counseling, asset management, and financial planning services on a fee-only basis. Our long-standing commitment to client service is grounded in a culture of trust, transparency, and teamwork. For private investors and institutions, Towneley deploys strategies designed to provide diversified exposure to global markets while always aligning investing with client purpose.
For institutional board members, Towneley serves as a reliable and trustworthy professional resource, with the knowledge, experience, and staff certifications to deliver prudent advice in the fulfillment of management and fiduciary responsibilities. Our depth of experience with a wide range of nonprofit and scientific organizations has taught us the truth that “one size fits – one.” Towneley advisors listen, learn, discuss, and only then craft investment advice unique to the individual heartbeat of each organization.
Families and individuals rely on Towneley to help them craft the secure future they envision. Mining a thorough understanding of your resources, needs, goals, and timeline, our advisors work tirelessly to align the unique story and vision that is you, with wise, thoughtful, and appropriate recommendations. Serving as a trusted guide, Townley relationships span the decades from first-time investors to seniors planning for wealth transfer.
Our clients benefit from our disciplined approach, adhering to a philosophy we have continually refined for over 50 years
– The Towneley Advantage
TOWNELEY
INVESTMENT STRATEGY PRINCIPLES
Decades of experience in diversified global investing
We believe that in today’s global economy, a diversified portfolio that includes both U.S.-based and international securities is essential to achieving long-term investment goals. To gain international exposure, we invest in mutual funds and exchange traded funds because we believe they offer more diversified country-specific and broad market index exposure than individual foreign stocks and bonds—and at a lower cost.
Consistent management from an experienced team
Our investment professionals have been with us, on average, over 20 years and are veterans of many market cycles. Every member of our team is immersed in our way of doing business and our investment philosophy.
We work together to ensure that investment decisions are consistent with our strategies. You will have a dedicated portfolio manager who provides personal service specific to what you need and our entire professional staff is here to support you. That’s how the Towneley Advantage is focused all around you!
Portfolios designed to meet your needs
Proper asset allocation is essential to the success of your investment plan. Rather than trying to fit you into a small handful of portfolio options, we will create a globally diversified portfolio with an allocation designed to suit your unique needs, goals and risk tolerance.
Independent and objective fund selection
As an independent fee-only advisor, we objectively screen the universe of mutual funds and exchange traded funds for the best investment options. We evaluate each fund for its contribution to your portfolio in terms of style, market size, industry weightings, expense ratio, performance in up-and-down markets and geographic emphasis. We personalize our fund criteria for our clients, whether you’re an institutional investor or a private client.
Efficient portfolio rebalancing
Periodic rebalancing is fundamental to our investment strategy; we rebalance your portfolio every twelve to eighteen months – or more often, if changes in market values or in your goals and objectives warrant it.
Low cost
We don’t charge start-up fees or maintenance fees. We do not collect 12b-1 fees or sales loads from any of the funds we use. We explain our fees before you commit to our services. Our scrutiny of expense ratios and our use of institutional and advisor class mutual funds may benefit your portfolio’s performance.