WHY CHOOSE TOWNELEY?
WHY CHOOSE TOWNELEY?
As fiduciaries, Towneley provides highly-personalized investment counseling centered entirely on the best interest of the client, based on short and long-term financial goals. Our financial planning and portfolio management strategies along with diligent, timely, and always courteous and friendly service, is offered on a fee-only basis to individuals, business owners, institutions, non-profit boards, and foundations.
Our approach begins with a listening process aimed at understanding you and the unique vision you bring to your investment focus.
With Towneley, the open-door foundation of listening, addressing questions, and being available never ends. It remains consistent through the life of the relationship. One 30-year private Towneley client says, “I feel confident they want what’s best for me.”*
Towneley’s trusted and time-tested investment strategies are designed to provide diversified exposure to worldwide investing. We seek risk-adjusted returns appropriate to each client’s goals, needs and risk tolerance.
Private clients
Grounded in research-based investing since 1971, Towneley Capital Management is an independent investment management firm.
Multiple Fund Strategy
Our Multiple Fund Strategy, or MFS, provides participation in global markets and the means to efficiently rebalance portfolios as changes in your needs or market conditions necessitate.
Why do we recommend a portfolio of mutual funds over a portfolio of individual stocks and bonds? Our experience has shaped our belief that mutual funds offer a more cost-effective strategy for generating risk-adjusted returns for most investors for the following reasons.
Greater Diversification
A portfolio of multiple mutual funds offers diversification among thousands of individual securities and many different asset classes, including exposure to:
Global, Value and Growth Company Stocks
Global, Short, Intermediate and Long-Term Bonds
Taxable and Tax-exempt Income
Emerging and Developed Markets
Cost-Effective Participation in Global Markets
The costs of foreign custody, research, brokerage processing and administration are prohibitively expensive for individual stock and bond investors with portfolios under $50 million.
Mutual fund shareholders, however, benefit from economies of scale because management fees and other costs are allocated among thousands of shareholders.
Increased Efficiency in Portfolio Management
Rebalancing a mutual fund portfolio can be easily and inexpensively accomplished compared to the time and cost involved in adjusting an individual stock and bond portfolio.
Through the use of our efficient rebalancing strategy, we are able to fully rebalance a client’s portfolio within 24 hours, ensuring that the portfolio assets remain consistently invested in the market.